Your Guide to Mortgage Gift Funds for Down Payment and Closing Costs

Your Guide to Mortgage Gift Funds for Down Payment and Closing Costs

Unlocking Homeownership With Mortgage Gift Funds When it comes to purchasing a home, the down payment is often a big hurdle for borrowers, especially first-time homebuyers. However, there may be an opportunity to help make homeownership a reality through mortgage gift...
How Soon Can You Refinance a Mortgage?

How Soon Can You Refinance a Mortgage?

Refinancing* your mortgage may be a strategic financial move that may unlock potential savings, but a common question for homeowners is, how soon can you refinance? Timing is everything. Whether you’re looking to lower your monthly mortgage payments, pay off your home...
Can You Add Renovation Costs to Your Mortgage?

Can You Add Renovation Costs to Your Mortgage?

When someone asks if it’s possible to add renovation costs to mortgage, the simple answer is yes! When buying a home, people dream of finding the perfect property that checks off all their boxes. However, sometimes the ideal property may need a little work to become...
Down Payment Assistance Programs: Low or No Money Down Mortgages

Down Payment Assistance Programs: Low or No Money Down Mortgages

Understanding Down Payment Assistance Programs When it comes to buying a home, one of the most common misunderstandings is that you need at least a 20% down payment. This misconception can discourage potential buyers, especially first-time homebuyers, from pursuing...

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